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Student Loan Secrets is an independent education site. We may earn a commission from some lenders or marketplaces when a reader checks rates or takes out a loan through a link on our site. Links that can earn us money are marked as sponsored in the page code and go through a /go/ link.

Right now, every link to a lender on this site is a plain link to the lender's official page that does not earn us anything. If that changes, this page and the disclosure on each page will say so.

Commissions never change which lenders we include, the order we list them in, or what we say about refinancing. We tell readers plainly when refinancing is a bad idea, including for most people who rely on federal loan benefits.